What is Affordable Housing?


By Kay Wilson-Bolton

President, Ventura County Coastal Assn of REALTORS®

May 21, 2000

Another confusing term is “affordable housing”. To some it means housing that is simple affordable, based on criteria established regarding the ability of the average wage earner to purchae the average, or median priced home. To others it means “low cost”, “low income”, subsidized, sustainable, simply affordable—to whom?

There are some who view affordable housing in such a negative way that they will never consider such an activity has having value, Others who know the typical contribution of the home owner that represents the home that only 29% of our County can afford to purchase have a very different view point on “affordable housing” Recognizing this, the Affordable Housing Committee of the California Association of REALTORS® voted this past week in Sacramento to change its name to Housing Affordability Committee.  That’s a name with a ring to it and we all know what it means.

To speak of the “Affordable Housing Commi8ttee” is perceived to be a group of people who want cheap housing built on expensive land—at any cost..

Not so. As usual, REALTORS® have a plan for the land that includes everyone.  Young, old, rich or poor—homeless or in a mansion.  To own a home is a right. To dream of it is one’s duty.

To speak of home ownership keeps America strong. It stabilizes our communities, therefore our schools, our economic base and our future.

Who wouldn’t favor Smart Growth? Who would favor dumb growth?  REALTORS® sell communities and we favor Smart Growth—we know what it is when we see it.  We just haven’t heard anyone describe it.


Kay Wilson-Bolton is president of the Ventura County Coastal Association of REALTORS®.  For more information, contact Kay Runnion, Interim CEO, Ventura County Coastal Assn of REALTORS® at 981.2100. Our website is http://www.vc-realtors.com




About Kay Wilson-Boltonhttp://www.kaywilsonbolton.netWith a full-time career in real estate, I can add to your bank of knowledge, not only in real estate but in many areas of life that deal with people and relationships and choices. My real estate career has taught me many lessons about planning ahead and looking forward. I believe in helping along the way so that they can be the best they can be in any situation. I serve as a Fire Department Chaplain and Coordinator for the Many Meals Project which serves homeless and hungry families in my community. The event is far more than many meals. As a result of my work with the homeless population in my community, I received the Good Neighbor Award 2017 from the National Association of Realtors and named as a Champion of Homes in 2015 by the California Association of Realtors. I make pastoral visits to the inmates in the County Jail System and offer them what God says about "all things being new" and His remarkable plan for our lives. I have served my community as Mayor and in many volunteer capacities. I serve others by serving God first. My husband is involved in prison ministry and is a graphic artist. We live a simple life in Santa Paula with an office cat named Scout, three rescued poodles and a cat named Tony Diane at home.

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